{"id":6194,"date":"2015-04-21T11:15:43","date_gmt":"2015-04-21T11:15:43","guid":{"rendered":"http:\/\/eglegal.net\/tr\/?p=6194"},"modified":"2019-04-29T21:19:06","modified_gmt":"2019-04-29T21:19:06","slug":"trafik-kazalarindan-dogan-tazminat-alacaklari","status":"publish","type":"post","link":"https:\/\/eglegal.net\/tr\/trafik-kazalarindan-dogan-tazminat-alacaklari\/","title":{"rendered":"Trafik Kazalar\u0131ndan Do\u011fan Tazminat Alacaklar\u0131"},"content":{"rendered":"

Yol ve ara\u00e7lardaki eksiklikler, s\u00fcr\u00fcc\u00fc e\u011fitimindeki yetersizlikler nedeniyle \u00fclkemizde \u00e7ok say\u0131da trafik kazas\u0131 olmaktad\u0131r. Bu kazalar sonucunda her y\u0131l binlerce insan \u00f6lmekte veya sakat kalmakta milyarlarca liral\u0131k da maddi hasar olu\u015fmaktad\u0131r.\u00d6rne\u011fin T\u00dc\u0130K verilerine g\u00f6re 2012 y\u0131l\u0131nda T\u00fcrkiye`de meydana gelmi\u015f trafik kazas\u0131 say\u0131s\u0131 1.296.634 t\u00fcr. Bu kazalardan 153.552 sinde en az bir ki\u015fi \u00f6lm\u00fc\u015f veya yaralanm\u0131\u015ft\u0131r. \u00d6len kazazedelerin toplam\u0131, 3.750 ki\u015fi yaralananlar\u0131n say\u0131s\u0131 ise 268.029 dur. Artan ara\u00e7 say\u0131s\u0131 ve ara\u00e7la yap\u0131lan seyahat s\u00fcrelerine ba\u011fl\u0131 olarak trafik kazas\u0131 \u00f6l\u00fcml\u00fc veya yaralamal\u0131 trafik kazas\u0131 say\u0131s\u0131nda neredeyse 3 kat art\u0131\u015f olmu\u015ftur. 2003 y\u0131l\u0131nda \u00f6l\u00fcml\u00fc veya yaralamal\u0131 trafik kazas\u0131 say\u0131s\u0131 67.031 iken bu say\u0131 2012 y\u0131l\u0131nda 153.552 ye y\u00fckselmi\u015f bu say\u0131 2015 y\u0131l\u0131na geldi\u011finde 200 bin seviyelerine ula\u015fm\u0131\u015ft\u0131r. Bununla birlikte trafik kazalar\u0131nda meydana gelen \u00f6l\u00fcmlerde az da olsa bir azalma g\u00f6r\u00fclmektedir. \u00d6rne\u011fin 2003 y\u0131l\u0131nda trafik kazalar\u0131nda \u00f6len ki\u015fi say\u0131s\u0131 3.946 iken 2015 y\u0131l\u0131nda meydana gelen trafik kazalar\u0131nda \u00f6lenlerin say\u0131s\u0131 5.000 dir. Artan ta\u015f\u0131t say\u0131s\u0131 dikkate al\u0131nd\u0131\u011f\u0131nda iyile\u015fme daha dikkat \u00e7ekici hale gelmektedir. \u00d6yle ki 2003 y\u0131l\u0131nda 100.000 ta\u015f\u0131ta d\u00fc\u015fen \u00f6l\u00fc say\u0131s\u0131 44,3 iken 2015 y\u0131l\u0131nda bu say\u0131 19’a d\u00fc\u015fm\u00fc\u015ft\u00fcr. Bu durumun, yeni yap\u0131lan g\u00f6rece y\u00fcksek standartl\u0131 yollarla, ara\u00e7lar\u0131n g\u00fcvenlik donan\u0131m\u0131ndaki art\u0131\u015flarla ve acil yard\u0131m\/acil m\u00fcdahale olanaklar\u0131n\u0131n artmas\u0131yla ilgisi bulundu\u011funu d\u00fc\u015f\u00fcnmekteyiz. Son on y\u0131lda trafik kazalar\u0131nda yaralananlar\u0131n say\u0131s\u0131nda ise \u00f6nemli bir y\u00fckseli\u015f g\u00f6zlenmektedir. 2003 y\u0131l\u0131nda trafik kazalar\u0131nda yaralananlar\u0131n say\u0131s\u0131 118.214 iken bu say\u0131 2015 y\u0131l\u0131nda %257,77 lik bir art\u0131\u015fla 300 bin seviyelerine kadar \u00e7\u0131km\u0131\u015ft\u0131r. <\/span><\/p>\n

T\u00dc\u0130K verilerine g\u00f6re T\u00fcrkiye`de meydana gelen kazalar\u0131n nedeni b\u00fcy\u00fck \u00f6l\u00e7\u00fcde s\u00fcr\u00fcc\u00fc hatalar\u0131d\u0131r. \u00d6rne\u011fin 2015 y\u0131l\u0131nda meydana gelmi\u015f trafik kazalar\u0131n\u0131n\u0131n 88,86 si s\u00fcr\u00fcc\u00fc hatas\u0131ndan, %9,75 i yaya kusurundan, %0,33 \u00fc ara\u00e7lardaki, %0,16 s\u0131 ise yollardaki kusurlardan meydana gelmi\u015ftir. \u00a0<\/span><\/p>\n

Trafik kazas\u0131 sonucu maddi ve manevi zarar g\u00f6ren ma\u011fdurun ve\/veya ma\u011fdurun vefat\u0131 halinde yak\u0131nlar\u0131n\u0131n maddi ve manevi zarar\u0131n\u0131n tazminine y\u00f6nelik davalar \u00fclkemizde dava konusu yap\u0131lan en yayg\u0131n hukuki sorunlardan birini olu\u015fturmaktad\u0131r.Adalet Bakanl\u0131\u011f\u0131 Adli Sicil ve \u0130statistik Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc verilerine g\u00f6re 2015 y\u0131l\u0131nda \u00fclkemizde hukuk mahkemelerinde a\u00e7\u0131lan trafik kazas\u0131 sonucu \u00f6l\u00fcm ve yaralanmadan kaynaklanan tazminat davas\u0131 say\u0131s\u0131 2011 y\u0131l\u0131nda 12.560, 2012 y\u0131l\u0131nda ise 16.705 iken 2015 y\u0131l\u0131nda 20.000 rakamlar\u0131na kadar \u00e7\u0131km\u0131\u015ft\u0131r. 2014 y\u0131l\u0131nda maddi hasarl\u0131 trafik kazas\u0131 nedeniyle a\u00e7\u0131lm\u0131\u015f tazminat davas\u0131 say\u0131s\u0131 ise 2.200 d\u00fcr. 2014 y\u0131l\u0131nda karara ba\u011flanan \u00f6l\u00fcml\u00fc ve yaralamal\u0131 trafik kazas\u0131 tazminat davas\u0131 say\u0131s\u0131 10.340’d\u0131r. Yine Adalet bakanl\u0131\u011f\u0131 verilerine g\u00f6re trafik kazalar\u0131ndan kaynaklanan tazminat davalar\u0131n\u0131n g\u00f6r\u00fcld\u00fc\u011f\u00fc asliye hukuk mahkemelerinde ortalama dava s\u00fcresi (davalar\u0131n ortalama g\u00f6r\u00fclme s\u00fcresi) 280 g\u00fcnd\u00fcr. \u00a0<\/span><\/p>\n

    \n
  1. Tazminat Davalar\u0131 Hakk\u0131nda Genel Bilgiler:<\/span><\/strong><\/span><\/li>\n<\/ol>\n

    Trafik kazalar\u0131ndan do\u011fan tazminat davalar\u0131na girmeden \u00f6nce genel olarak tazminat davalar\u0131 hakk\u0131nda genel bir a\u00e7\u0131klamada bulunmak uygun olacakt\u0131r.<\/span><\/p>\n

    Tazminat davalar\u0131 temel yasal dayana\u011f\u0131n\u0131 Bor\u00e7lar Kanunun haks\u0131z fiili d\u00fczenleyen 49. maddesinde bulur. An\u0131lan madde \u015f\u00f6yledir \u201cKusurlu ve hukuka ayk\u0131r\u0131 bir fiille ba\u015fkas\u0131na zarar veren, bu zarar\u0131 gidermekle y\u00fck\u00fcml\u00fcd\u00fcr\u201d<\/span><\/p>\n

    Buna g\u00f6re bir ki\u015fi kusurlu ve hukuka ayk\u0131r\u0131 bir eylemle (kasten, ihmal ederek, tedbirsiz davranarak) bir ba\u015fkas\u0131n\u0131 zarara u\u011frat\u0131rsa zarar tazmini ile y\u00fck\u00fcml\u00fcd\u00fcr. Bu tazmin talebi hukukumuzda tazminat davalar\u0131 ile ileri s\u00fcr\u00fclmektedir.<\/span><\/p>\n

      \n
    1. Trafik kazas\u0131 sonucu u\u011fran\u0131lan zarar\u0131n kapsam\u0131 :<\/span><\/strong><\/span><\/li>\n<\/ol>\n

      Zarar\u0131n nevi maddi ve manevi olabilir. Trafik kazalar\u0131 gibi olaylarda kar\u015f\u0131la\u015ft\u0131\u011f\u0131m\u0131z zarar kalemi ise \u00e7ok \u00e7e\u015fitlidir.<\/span><\/p>\n

        \n
      1. a) \u00d6l\u00fcm:<\/span><\/strong><\/span><\/li>\n<\/ol>\n

        Trafik kazas\u0131 sonucu \u00f6l\u00fcm halinde nelerin tazmini gereken zarar kapsam\u0131na girece\u011fi Bor\u00e7lar Kanunun 53. maddesinde say\u0131lm\u0131\u015ft\u0131r.<\/span><\/p>\n

        \u201c- \u00d6l\u00fcm halinde u\u011fran\u0131lan zararlar \u00f6zellikle \u015funlard\u0131r:<\/span><\/p>\n

          \n
        1. Cenaze giderleri.<\/span><\/li>\n<\/ol>\n
            \n
          1. \u00d6l\u00fcm hemen ger\u00e7ekle\u015fmemi\u015fse tedavi giderleri ile \u00e7al\u0131\u015fma g\u00fcc\u00fcn\u00fcn azalmas\u0131ndan ya da yitirilmesinden do\u011fan kay\u0131plar.<\/span><\/li>\n<\/ol>\n
              \n
            1. \u00d6lenin deste\u011finden yoksun kalan ki\u015filerin bu sebeple u\u011frad\u0131klar\u0131 kay\u0131plar.<\/span><\/li>\n<\/ol>\n
                \n
              1. b) Bedensel (cismani) Zararlar:<\/span><\/strong><\/span><\/li>\n<\/ol>\n

                6098 Say\u0131l\u0131 T\u00fcrk Bor\u00e7lar Kanununun 54. maddesi ise bedensel zararlar\u0131n kapsam\u0131n\u0131 \u015fu \u015fekilde tayin etmi\u015ftir.<\/span><\/p>\n

                \u00a0\u201cMadde 54: Bedensel zararlar \u00f6zellikle \u015funlard\u0131r:<\/span><\/p>\n

                  \n
                1. Tedavi giderleri.<\/span><\/li>\n<\/ol>\n
                    \n
                  1. Kazan\u00e7 kayb\u0131.<\/span><\/li>\n<\/ol>\n
                      \n
                    1. \u00c7al\u0131\u015fma g\u00fcc\u00fcn\u00fcn azalmas\u0131ndan ya da yitirilmesinden do\u011fan kay\u0131plar.<\/span><\/li>\n<\/ol>\n
                        \n
                      1. Ekonomik gelece\u011fin sars\u0131lmas\u0131ndan do\u011fan kay\u0131plar.<\/span><\/li>\n<\/ol>\n

                        Yukar\u0131daki yasa maddelerinden de g\u00f6r\u00fclece\u011fi \u00fczere; trafik kazas\u0131 sonucu \u015fayet \u00f6l\u00fcm meydana gelmi\u015fse defin ve cenaze masraflar\u0131 ile vefat eden ma\u011fdurun deste\u011finden yoksun kalan yak\u0131nlar\u0131n\u0131n talep edebilece\u011fi destek yoksun kalma tazminat\u0131 talep edilebilecek zarar kalemlerini olu\u015fturur. Trafik kazas\u0131 sonucu yaralanma halinde ise tedavi giderleri, tedavi s\u0131ras\u0131nda \u00e7al\u0131\u015f\u0131lamayan g\u00fcnlere ili\u015fkin zararlar, kal\u0131c\u0131 bir maluliyet varsa, kal\u0131c\u0131 maluliyetin getirdi\u011fi maddi gelir kayb\u0131 en \u00f6nemli maddi tazminat kalemleridir. \u00d6l\u00fcm\u00fc halinde ise defin cenaze masraflar\u0131 ve vefat eden ma\u011fdurun deste\u011finden yoksun kalan yak\u0131nlar\u0131n\u0131n zarar talep edebilecek tazminat kalemleridir.<\/span><\/p>\n

                        Trafik kazas\u0131nda ma\u011fdur olan ki\u015finin kaza s\u0131ras\u0131nda ara\u00e7 kullan\u0131yor olmas\u0131 halinde arac\u0131nda yada ba\u015fka bir e\u015fyas\u0131nda kaza sebebi ile zarar meydana gelmi\u015fse bunlarda talep edebilecek tazminat kalemleri aras\u0131nda say\u0131lacakt\u0131r.<\/span><\/p>\n

                          \n
                        1. c) Manevi zararlar:<\/span><\/strong><\/span><\/li>\n<\/ol>\n

                          6098 Say\u0131l\u0131 Yeni T\u00fcrk Bor\u00e7lar Kanunun bu h\u00fckme kar\u015f\u0131l\u0131k gelen 56. maddesi ise \u015f\u00f6yledir.<\/span><\/p>\n

                          Madde 56 \u201c\u00a0 Hakim, bir kimsenin bedensel b\u00fct\u00fcnl\u00fc\u011f\u00fcn\u00fcn zedelenmesi durumunda, olay\u0131n \u00f6zelliklerini g\u00f6z \u00f6n\u00fcnde tutarak, zarar g\u00f6rene uygun bir miktar paran\u0131n manevi tazminat olarak \u00f6denmesine karar verebilir.<\/span><\/p>\n

                          A\u011f\u0131r bedensel zarar veya \u00f6l\u00fcm halinde, zarar g\u00f6renin veya \u00f6lenin yak\u0131nlar\u0131na da manevi tazminat olarak uygun bir miktar paran\u0131n \u00f6denmesine karar verilebilir.\u201d<\/span><\/p>\n

                          Trafik kazalar\u0131nda maddi zarar\u0131n yan\u0131 s\u0131ra ma\u011fdurun manevi zarar\u0131n\u0131n da ortaya \u00e7\u0131kaca\u011f\u0131 ger\u00e7ektir. Kaza gibi asla istenmeyen maddi ve manevi varl\u0131\u011f\u0131m\u0131z\u0131 ve b\u00fct\u00fcnl\u00fc\u011f\u00fcm\u00fcz\u00fc tehlikeye sokan bir durumun bir tak\u0131m manevi zararlar\u0131 da olacakt\u0131r.<\/span><\/p>\n

                          \u00c7ekilen ac\u0131, \u00fcz\u00fcnt\u00fc, korku, endi\u015fe, manevi zarar olarak a\u00e7\u0131klad\u0131\u011f\u0131m\u0131z olgular\u0131n ba\u015f\u0131nda gelmektedir. Ma\u011fdur kaza sonucu yaralanm\u0131\u015fsa kaza sebebi ile ya\u015fad\u0131\u011f\u0131 korkunun \u00fcz\u00fcnt\u00fcn\u00fcn \u00e7ekti\u011fi ac\u0131lar onun manevi varl\u0131\u011f\u0131nda meydana getirdi\u011fi zarar\u0131n tazmini talep edebilir.<\/span><\/p>\n

                            \n
                          1. Trafik Kazalar\u0131 Sonucu Ortaya \u00c7\u0131kan Maddi ve Manevi Zararlar\u0131n Tazmini \u0130\u00e7in Dava A\u00e7abilecek olanlar:<\/span><\/span><\/strong><\/span><\/li>\n<\/ol>\n

                            Zarar g\u00f6renin kaza sonucu \u00f6l\u00fcm\u00fc halinde yasal miras\u00e7\u0131lar\u0131, onun vefat\u0131 ile maddi ve manevi zarar g\u00f6ren yak\u0131nlar\u0131 annesi babas\u0131 e\u015fi \u00e7ocuklar\u0131 karde\u015fleri ni\u015fanl\u0131s\u0131 ve bak\u0131m ve deste\u011fi alt\u0131ndaki ki\u015filer maddi ve zararlar\u0131n\u0131n tazmini i\u00e7in dava a\u00e7ma hakk\u0131na sahiptirler.<\/span><\/p>\n

                            Ma\u011fdurun kaza sonucu \u00f6lmedi\u011fi ama medeni haklar\u0131n\u0131 da kullanamad\u0131\u011f\u0131 hallerde bitkisel hayat koma yada ak\u0131l sa\u011fl\u0131\u011f\u0131n\u0131, fiil ehliyetini yitirdi\u011fi veya fiil ehliyetine sahip olmad\u0131\u011f\u0131 durumlarda ma\u011fdurun zararlar\u0131n\u0131n tazmini i\u00e7in veli vasi yada yasalar\u0131m\u0131zda d\u00fczenlenmi\u015f olan kanuni temsilcileri taraf\u0131ndan dava a\u00e7\u0131labilir.<\/span><\/p>\n

                            Ma\u011fdurun dava a\u00e7t\u0131ktan sonra vefat\u0131 halinde ise yasal miras\u00e7\u0131lar\u0131 yaln\u0131z ma\u011fduru ilgilendirmeyen , miras\u00e7\u0131lar\u0131n\u0131n mal varl\u0131\u011f\u0131 haklar\u0131n\u0131 da etkileyen bu davalar\u0131 s\u00fcrd\u00fcrebilirler.<\/span><\/p>\n

                              \n
                            1. Trafik Kazalar\u0131nda Zarar G\u00f6renlerin A\u00e7acaklar\u0131 Maddi ve Manevi Tazminat Davas\u0131nda Dava A\u00e7ma S\u00fcresi:<\/span><\/span><\/strong><\/span><\/li>\n<\/ol>\n

                              Trafik kazalar\u0131ndan kaynaklanan maddi ve manevi zararlar\u0131n tazmini i\u00e7in dava a\u00e7mak i\u00e7in yasada \u00f6ng\u00f6r\u00fclen s\u00fcre 6098 Say\u0131l\u0131 T\u00fcrk Bor\u00e7lar Kanununun 72. maddesinde ma\u011fdurun u\u011frad\u0131\u011f\u0131 zarar\u0131 ve failini \u00f6\u011frendi\u011fi tarihten itibaren 2 y\u0131ld\u0131r \u015feklinde \u00f6ng\u00f6r\u00fclm\u00fc\u015ft\u00fcr.\u00a0<\/span><\/p>\n

                              Kaza sonucu dava a\u00e7arak zararlar\u0131n\u0131n giderilmesini isteyecek ki\u015filer bu iki y\u0131ll\u0131k s\u00fcre i\u00e7inde dava a\u00e7mak zorundad\u0131r. Her hal\u00fckarda ise kazan\u0131n meydana geldi\u011fi tarihten itibaren 10 y\u0131l ge\u00e7tikten sonra dava a\u00e7ma hakk\u0131 zaman a\u015f\u0131m\u0131na u\u011frar.<\/span><\/p>\n

                              Burada bir istisna vard\u0131r. O da e\u011fer failin trafik kazas\u0131 ile sonu\u00e7lanan eylemi ayn\u0131 zamanda ceza kanunlar\u0131na g\u00f6re su\u00e7 te\u015fkil ediyorsa ve bu su\u00e7 i\u00e7in ceza kanunlar\u0131nda daha uzun bir zaman a\u015f\u0131m\u0131 s\u00fcresi \u00f6ng\u00f6r\u00fclm\u00fc\u015f ise tazminat davas\u0131 a\u00e7ma s\u00fcresi de ceza kanunlar\u0131nda d\u00fczenlenmi\u015f olan daha uzun zaman a\u015f\u0131m\u0131 s\u00fcresine uzar. Bu husus 6098 Say\u0131l\u0131 T\u00fcrk Bor\u00e7lar Kanununun 72. maddesinin birinci f\u0131kras\u0131n\u0131n 2. c\u00fcmlesinde \u201cAncak, tazminat ceza kanunlar\u0131n\u0131n daha uzun bir zamana\u015f\u0131m\u0131 \u00f6ng\u00f6rd\u00fc\u011f\u00fc cezay\u0131 gerektiren bir fiilden do\u011fmu\u015fsa, bu zamana\u015f\u0131m\u0131 uygulan\u0131r\u201d \u015feklinde ifade edilmi\u015ftir.<\/span><\/p>\n

                                \n
                              1. Trafik Kazalar\u0131 Sonucu Aleyhine Maddi ve Manevi Tazminat Davalar\u0131 A\u00e7\u0131labilecek Olanlar :<\/span><\/span><\/strong><\/span><\/li>\n<\/ol>\n

                                Trafik kazalar\u0131nda dava a\u00e7\u0131labilecek ki\u015filer, kazan\u0131n \u015fekli, kusur durumu gibi her vak\u0131ada farkl\u0131 olabilecek durumlar dikkate al\u0131narak tespit edilmelidir.<\/span><\/p>\n

                                  \n
                                1. a) Kazaya Sebebiyet veren s\u00fcr\u00fcc\u00fclere dava a\u00e7\u0131labilir.<\/span><\/strong><\/span><\/li>\n<\/ol>\n

                                  Bor\u00e7lar Kanunu 49. maddesi gere\u011fince\u00a0<\/strong>\u00a0<\/strong>\u00fczere tazminat davalar\u0131; dava konusu olan zarar\u0131 do\u011furan olaya (incelememizde trafik kazas\u0131na)\u00a0 sebep olan ki\u015fi yada ki\u015filere kar\u015f\u0131 a\u00e7\u0131l\u0131r.<\/span><\/p>\n

                                  Birden \u00e7ok ki\u015fi birlikte bir zarara sebebiyet verdikleri veya ayn\u0131 zarardan \u00e7e\u015fitli sebeplerden dolay\u0131 sorumlu olduklar\u0131 takdirde, haklar\u0131nda m\u00fcteselsil sorumlulu\u011fa ili\u015fkin h\u00fck\u00fcmler uygulan\u0131r. (TBK Md. 61 ) Zarar\u0131 do\u011furan eyleme kimler sebep oldu ise; birden fazla arac\u0131n kar\u0131\u015ft\u0131\u011f\u0131 trafik kazalar\u0131nda oldu\u011fu gibi bu ki\u015filerin hepsine kar\u015f\u0131 kusurlar\u0131 dikkate al\u0131narak dava a\u00e7\u0131labilecektir.<\/span><\/p>\n

                                    \n
                                  1. b) Ara\u00e7 Malikine\/\u0130\u015fletene Kar\u015f\u0131 Dava A\u00e7\u0131labilir.<\/span><\/strong><\/span><\/li>\n<\/ol>\n

                                    \u00d6rne\u011fin; ara\u00e7 kullanan s\u00fcr\u00fcc\u00fcn\u00fcn kusurlu olarak bir yayaya \u00e7arpmas\u0131 sonucu a\u00e7\u0131lacak davada dava arac\u0131 kullanan s\u00fcr\u00fcc\u00fcye y\u00f6neltilecektir. E\u011fer ara\u00e7 trafik sicilinde kay\u0131tl\u0131 ara\u00e7 maliki , kazaya kar\u0131\u015fan s\u00fcr\u00fcc\u00fcden farkl\u0131 ise ara\u00e7 malikine daha hukuki bir tabirle \u201ci\u015fletene\u201d \u00a0kar\u015f\u0131 da dava a\u00e7\u0131lmal\u0131d\u0131r. Burada ara\u00e7 malikinin yasadan do\u011fan kusursuz sorunlulu\u011fu s\u00f6z konusudur.<\/span><\/p>\n

                                      \n
                                    1. c)Sigorta \u015eirketine Kar\u015f\u0131 Dava A\u00e7\u0131labilir.<\/span><\/strong><\/span><\/li>\n<\/ol>\n

                                      Kazaya kar\u0131\u015fan arac\u0131n tarfaik sigortas\u0131 olarak bilinen Zorunlu Mali Mesuliyet Sigortas\u0131\u2019n\u0131 yapan \u015firkete ka\u015f\u0131 dava a\u00e7\u0131labilir.<\/span><\/p>\n

                                      Baz\u0131 durumlarda, poli\u00e7e \u015fartlar\u0131na g\u00f6re,\u00a0 KASKO denilen sigortay\u0131 yapan \u015firketine kar\u015f\u0131 da dava a\u00e7\u0131labilir.<\/span><\/p>\n

                                        \n
                                      1. d) G\u00fcvence hesab\u0131na kar\u015f\u0131 dava a\u00e7\u0131labilir.<\/span><\/strong><\/span><\/li>\n<\/ol>\n

                                        Zarar\u0131n meydana geldi\u011fi kazaya kar\u0131\u015fan arac\u0131n Karayollar\u0131 Zorunlu Mali Mesuliyet Sigortas\u0131n\u0131n bulunmad\u0131\u011f\u0131 yahut iflas v.s gibi nedenle \u00f6deme yapamayacak durumda oldu\u011fu, kazaya kar\u0131\u015fan arac\u0131n tespit edilemedi\u011fi gibi hallerde g\u00fcvence hesab\u0131na kar\u015f\u0131 da dava a\u00e7\u0131labilir.\u00a0<\/span><\/p>\n

                                        \u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

                                        Yol ve ara\u00e7lardaki eksiklikler, s\u00fcr\u00fcc\u00fc e\u011fitimindeki yetersizlikler nedeniyle \u00fclkemizde \u00e7ok say\u0131da trafik kazas\u0131 olmaktad\u0131r. Bu kazalar sonucunda her y\u0131l binlerce insan \u00f6lmekte veya sakat kalmakta milyarlarca liral\u0131k da maddi hasar olu\u015fmaktad\u0131r.\u00d6rne\u011fin T\u00dc\u0130K verilerine g\u00f6re 2012 y\u0131l\u0131nda T\u00fcrkiye`de meydana gelmi\u015f trafik kazas\u0131 say\u0131s\u0131 1.296.634 t\u00fcr. Bu kazalardan 153.552 sinde en az bir ki\u015fi \u00f6lm\u00fc\u015f veya yaralanm\u0131\u015ft\u0131r….<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6194","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/eglegal.net\/tr\/wp-json\/wp\/v2\/posts\/6194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eglegal.net\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eglegal.net\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eglegal.net\/tr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/eglegal.net\/tr\/wp-json\/wp\/v2\/comments?post=6194"}],"version-history":[{"count":0,"href":"https:\/\/eglegal.net\/tr\/wp-json\/wp\/v2\/posts\/6194\/revisions"}],"wp:attachment":[{"href":"https:\/\/eglegal.net\/tr\/wp-json\/wp\/v2\/media?parent=6194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eglegal.net\/tr\/wp-json\/wp\/v2\/categories?post=6194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eglegal.net\/tr\/wp-json\/wp\/v2\/tags?post=6194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}